Créditos para negocios y para consumo son los que más se bancarizan. En el 2018, ingresaron al sistema financiero 650,505 nuevos sujetos de crédito, cifra menor en 7% a la del 2017.

According to Gonzalo Sarmiento, CEO of FIT Big Data, the mobile app Kalifika would allow banks to compete for the user by offering better interest rates.

Defrauders would be on the lookout of these clients of the financial system, due to the high credit lines they handle.

The Peruvian company, dedicated to the development of big data technologies, will launch the app in November.

New application plans to increase competition among Peruvian banking entities.